Charleston, S.C. (WCBD) – Banks say bank card fraud, scams, and counterfeit payments yearly improve in the course of the vacation season.
Whereas purchasing at dwelling will defend you from COVID-19 publicity it is going to put you extra in danger for on-line hackers.
“Individuals are extra prone to bank card fraud or id theft by purchasing on-line,” mentioned Licensed Credit score Counselor with Origin SC Kristen Bastian.
Bastian says to be looking out for crimson flags when purchasing vacation gross sales.
“As an alternative of simply clicking the ‘store now’ or ‘examine this out’ hyperlink within the e-mail, go pull up a brand new browser and to Goal’s web site or Walmart’s or what have you ever,” Bastian talked about.
Fraudulent payments additionally improve in the course of the vacation season so utilizing a card cost in individual could be safer.
“Bank cards have extra fraud safety constructed into them they usually’re not linked to a checking account like if somebody will get a debit card they’ll drain a checking account,” Bastian added.
Specialists suggest maintaining together with your financial institution statements and if you happen to see fraudulent exercise to inform your financial institution or bank card firm instantly.
“This can be a time the place fraud and scams are prevalent,” acknowledged Bastian.
Specialists additionally warn of faux charities this time of 12 months and advise you at all times double examine emails and web sites to make sure you are sending your cash to a trusted supply.
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